60 - 180 mos.		181-240 mos.		241-360 mos.
Fixed Rate Loans	15 Year		20 Year		30 Year
	RATE	A.P.R.	RATE	A.P.R.	RATE	A.P.R
Thursday May 1, 2008	5.60%	5.628%	5.85%	5.878%	6.00%	6.022%
Friday May 2, 2008	5.70%	5.728%	5.95%	5.978%	6.05%	6.072%
Monday May 5, 2008	5.70%	5.728%	6.00%	6.028%	6.10%	6.122%
Tuesday May 6, 2008	5.65%	5.678%	5.90%	5.928%	6.00%	6.022%
Wednesday May 7, 2008	5.70%	5.728%	5.95%	5.978%	6.05%	6.072%
Thursday May 8, 2008	5.60%	5.628%	5.90%	5.928%	6.00%	6.022%
Friday May 9, 2008	5.50%	5.528%	5.80%	5.828%	5.90%	5.922%
Monday May 12, 2008	5.60%	5.628%	5.90%	5.928%	6.00%	6.022%
Tuesday May 13, 2008	5.75%	5.778%	6.00%	6.028%	6.10%	6.122%
Wednesday May 14, 2008	5.80%	5.828%	6.00%	6.028%	6.10%	6.122%
Thursday May 15, 2008	5.80%	5.828%	6.00%	6.028%	6.10%	6.122%
Friday May 16, 2008
Monday May 19, 2008
Tuesday May 20, 2008
Wednesday May 21, 2008
Thursday May 22, 2008
Friday May 23, 2008
Monday May 26, 2008
Tuesday May 27, 2008
Wednesday May 28, 2008
Thursday May 29, 2008
Friday May 30, 2008
These APR  (Annual Percentage Rate) calculations are based on the following:
Monthly payments are required according to the term of amortization selected.  For
example:  An $80,000 mortgage with a term of 360 months at a rate of 6.022% APR
would be $479.64 monthly.  Equity of 20% for refinances or a 20% down payment
on purchases.   Equity and down payments of less than 20% require the purchase
of private mortgage insurance, which will increase the A.P.R.    Your actual experience may be differnet.  Maximum Loan Amount $417,000.  Rates are effective
at the time posted and may change without notice.  Please call us for further information.