120-180 mos.		181-240 mos.		241-360 mos.
Fixed Rate Loans	15 Year		20 Year		30 Year
	RATE	A.P.R.	RATE	A.P.R.	RATE	A.P.R.
Tuesday, May 01, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Wednesday, May 02, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Thursday, May 03, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Friday, May 04, 2012	3.20%	3.31%	3.90%	3.99%	4.00%	4.07%
Monday, May 07, 2012	3.20%	3.31%	3.90%	3.99%	4.00%	4.07%
Tuesday, May 08, 2012	3.20%	3.31%	3.90%	3.99%	4.00%	4.07%
Wednesday, May 09, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Thursday, May 10, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Friday, May 11, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Monday, May 14, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Tuesday, May 15, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Wednesday, May 16, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Thursday, May 17, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Friday, May 18, 2012	3.15%	3.26%	3.80%	3.89%	3.85%	3.92%
Monday, May 21, 2012
Tuesday, May 22, 2012
Wednesday, May 23, 2012
Thursday, May 24, 2012
Friday, May 25, 2012
Monday, May 28, 2012	Holiday	Holiday	Holiday	Holiday	Holiday	Holiday
Tuesday, May 29, 2012
Wednesday, May 30, 2012
Thursday, May 31, 2012
The above Annual Percentage Rate (APR) calculations are based on a $100,000
mortgage amount with 20% equity/down payment on a purchase transaction. Monthly
payments are required according to the term of amortization selected.  A 180 month
loan at an APR of 6.672% would have monthly payments of $696.89 (final payment
would be $695.70).  The total finance charge would be $46,521.68 including interest.
A 240 month loan at an APR of 6.678% would have monthly payments of $595.46
(final payment would be $595.72).  The total finance charge would be $64,482.33
including interest.  A 360 month loan at an APR of 6.635% would have monthly
payments of $505.65 (final payment would be $510.65). Taxes and Insurance are not
included in the payment so your actual payment may be higher. Equity and
downpayments of less than 20% require the purchase of private mortgage insurance,
which will increase the APR.  Your actual experience may be different.  Maximum loan
amount is $417,000.  Rates are effective at the time posted and may change without
notice. Please call for further information.